Freelancers can put a Rolex up as collateral to cover the gap between invoices...

https://www.slideserve.com/eogernrhbu/how-does-a-rolex-loan-help-when-checks-are-delayed-next-month

Freelancers can put a Rolex up as collateral to cover the gap between invoices without selling a watch they value. A lender can evaluate it in under an hour and fund the loan within 24 hours, providing cash for rent, gear, or payroll.