Heading into 2027, the BSA whistleblower programme can pay 10–30% of sanctions...
https://codysimpressiveperspectives.hexaforgey.com/posts/why-do-financial-institutions-push-for-mandatory-internal-reporting-first
Heading into 2027, the BSA whistleblower programme can pay 10–30% of sanctions collected when monetary penalties exceed $1 million. It also protects people who report qualifying violations from retaliation, subject to legal limits.